Vertiseit AB (OSTO:VERT B) Altman Z-Score: 2.87 (As of Jul. 07, 2026) — Near Median


OSTO:VERT B Vertiseit AB OSTO:VERT B
81 GF Score
Price kr56.00
GF Value kr58.96
Valuation Fairly Valued
! 4 Warning Signs
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What is Vertiseit AB Altman Z-Score?

Vertiseit AB OSTO:VERT B +0.36% 81 Altman Z-Score is 2.87 as of Jul. 07, 2026, which is 6% below its 10-year median of 3.05. GuruFocus rates OSTO:VERT B with a GF Score™ of 81/100 and a GF Value™ of kr58.96 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,759 Software companies, Vertiseit AB ranks worse than 53.5% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.86 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Vertiseit AB has a Altman Z-Score of 2.87, indicating it is in Grey Zones. This implies that Vertiseit AB is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Vertiseit AB's Altman Z-Score or its related term are showing as below:

OSTO:VERT B' s Altman Z-Score Range Over the Past 10 Years
Min: 1.51   Med: 3.05   Max: 7.5
Current: 2.86

During the past 9 years, Vertiseit AB's highest Altman Z-Score was 7.50. The lowest was 1.51. And the median was 3.05.


Vertiseit AB  (OSTO:VERT B) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Vertiseit AB Altman Z-Score Related Terms


Vertiseit AB Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Vertiseit AB's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vertiseit AB Altman Z-Score Chart

Vertiseit AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only 3.42 2.09 1.96 2.48 3.00

Vertiseit AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.10 3.41 3.65 3.00 2.65

OSTO:VERT B vs IBM, ACN, FISV: Altman Z-Score Comparison

For the Information Technology Services subindustry, Vertiseit AB's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vertiseit AB Altman Z-Score vs Software Industry

For the Software industry and Technology sector, Vertiseit AB's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Vertiseit AB's Altman Z-Score falls into.


OSTO:VERT B
81GF Score
Vertiseit AB OSTO:VERT B
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vertiseit AB Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Vertiseit AB's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0568+1.4*0.0789+3.3*0.0157+0.6*3.7255+1.0*0.5407
=2.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was kr1,238.7 Mil.
Total Current Assets was kr179.9 Mil.
Total Current Liabilities was kr250.3 Mil.
Retained Earnings was kr97.8 Mil.
Pre-Tax Income was 2.77 + 7.684 + 10.624 + -17.184 = kr3.9 Mil.
Interest Expense was -3.321 + -3.393 + -3.363 + -5.534 = kr-15.6 Mil.
Revenue was 164.613 + 186.291 + 150.721 + 168.075 = kr669.7 Mil.
Market Cap (Today) was kr1,883.1 Mil.
Total Liabilities was kr505.5 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(179.892 - 250.255)/1238.656
=-0.0568

X2=Retained Earnings/Total Assets
=97.784/1238.656
=0.0789

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(3.894 - -15.611)/1238.656
=0.0157

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=1883.082/505.459
=3.7255

X5=Revenue/Total Assets
=669.7/1238.656
=0.5407

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Vertiseit AB has a Altman Z-Score of 2.87 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.87 mean?
Vertiseit AB (OSTO:VERT B) has a Altman Z-Score of 2.87 as of Jul. 07, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Vertiseit AB and its competitors. This is near median its historical median of 3.05. Over the past decade, Vertiseit AB's Altman Z-Score has ranged from 1.51 to 7.50. According to the industry distribution chart, Vertiseit AB ranks #1476 out of 2759 companies in the Software industry, placing it in the top 53.5%.
Is Vertiseit AB's Altman Z-Score too high?
Vertiseit AB's current Altman Z-Score of 2.87 is near median its 10-year median of 3.05. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 7.50. The Software industry median Altman Z-Score is 3.19. Vertiseit AB's value of 2.87 is 10% below this industry median. Based on the distribution chart, Vertiseit AB ranks #1476 out of 2759 companies in the Software industry, which is below the industry midpoint. Overall, Vertiseit AB has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vertiseit AB's Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Vertiseit AB ranks #1476 out of 2759 companies for Altman Z-Score. This places Vertiseit AB in the lower half of its industry. The industry median Altman Z-Score is 3.19. Vertiseit AB's value of 2.87 is 10% below this benchmark. Historically, Vertiseit AB's own Altman Z-Score has ranged from 1.51 to 7.50 over the past decade. While the company's 10-year median is 3.05 vs. the industry median of 3.19, Vertiseit AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.19, based on 2,759 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vertiseit AB's current Altman Z-Score of 2.87 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Vertiseit AB and its competitors. For the Software industry, the median Altman Z-Score is 3.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vertiseit AB's current Altman Z-Score is 2.87, which is near median its own 10-year median of 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vertiseit AB stock overvalued right now?
Based on GuruFocus' analysis, Vertiseit AB (OSTO:VERT B) is currently considered Fairly Valued. The stock's GF Value™ is kr58.96, compared to a current price of kr56.00 — trading 5% below its estimated fair value. The current Altman Z-Score is 2.87, which is near median its 10-year median of 3.05 and 10% below the Software industry median of 3.19. Vertiseit AB's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Vertiseit AB (OSTO:VERT B), the current Altman Z-Score is 2.87 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vertiseit AB (OSTO:VERT B) Overvalued in 2026?

Based on GuruFocus' analysis, Vertiseit AB stock appears to be undervalued. The current stock price of kr56.00 is trading 5% below its estimated GF Value™ of kr58.96. GuruFocus considers Vertiseit AB to be Fairly Valued.

Key valuation signals for OSTO:VERT B:

  • Altman Z-Score: 2.87 (near median its 10-year median of 3.05)
  • GF Value™: kr58.96 vs. price of kr56.00 (5% below fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 10% below the Software median (#1476 of 2759)

No single metric tells the full story. See the OSTO:VERT B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vertiseit AB Business Description

Other Exchanges RJ1:Germany
Address Kyrkogatan 7, Varberg, SWE, 432 41
Vertiseit AB is a Digital In-store company offering a SaaS platform for In-store Experience Management (IXM) through its subsidiaries Dise, Grassfish, and Visual Art. Its segments include SaaS, which includes licensing and operation of the platform as well as monitoring and support; Consulting provides concept development of customer solutions rooted for value creation; and Systems provides displays, players, sensors, and other technical equipment. Geographically, it operates in Sweden, within the EU excluding Sweden, and outside the EU. The majority of the revenue is derived from Saas segment.
81GF Score

Get the complete analysis for OSTO:VERT B

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr56.00
Price
kr58.96
GF Value